Lubbock Chapter 7 Bankruptcy Attorney
The economy has brought tough financial burdens into many households. If you are facing overwhelming credit card bills, calls from creditors, or are unable to pay your monthly mortgage, you should speak with a bankruptcy lawyer about your situation. Bankruptcy may be your best option, and can help you get the fresh financial start you are looking for.
At the law office of Rush S. Wells, we help individuals in the South Plaines area in debt relief through bankruptcy. Mr. Wells has more than 37 years of legal experience and is committed to helping you get the debt relief you deserve. Whether you or your spouse have recently lost a job, been taken ill, or experienced another life changing event — we are here to offer practical and honest legal solutions that fit your needs.
Contact Rush Wells locally at 806-589-3495 or toll free at 877-683-4441 to schedule a consultation.
Helping You Get a Fresh Financial Start
During your initial consultation, you will discuss your situation with Mr. Wells and he will help determine what the best course of action is for your situation. We offer bankruptcy services in the following areas:
- Chapter 7: A bankruptcy for consumers where your unsecured debt is discharged. This is commonly known as a straight bankruptcy or liquidation bankruptcy.
- Chapter 13: A bankruptcy for consumers where your debts are reorganized into a payment plan that spans over a three to five year period. At the end of this plan, the remaining debt will be discharged.
- Chapter 11: A bankruptcy for business owners where debts are reorganized into a monthly payment plan, paid over a three to five year period. This time is determined by the bankruptcy court, with the goal of keeping the organization in business.
- Chapter 12: An agricultural-related bankruptcy, which includes dairy and fish farms. The goal in this bankruptcy is to build a viable repayment plan (three to five year period) where the business can stay up and running.
Seeing the Light at the End of the Tunnel
You are likely worried about your personal belongings, keeping your home, and how long a bankruptcy will stay on your credit. In many situations, our clients do not lose anything after filing bankruptcy. In fact, they comment on the sense of relief and freedom that bankruptcy has brought them. Before making any decisions, speak to a Littlefield bankruptcy attorney about your situation.